Oh, baby! LPGA veteran Ryan O'Toole picks up $1 million bonus while awaiting birth of first child

DAYTONA BEACH, Fla. — The first bundle of joy for Ryann O'Toole arrived Monday: a $1 million bonus for winning the Aon Risk Reward Challenge for the LPGA Tour season that ended in September for O'Toole because she is pregnant with her first child.

O'Toole is expecting in January. She played her final event at the FM Championship in August, giving her enough rounds to qualify for the bonus program built around a player's average score on a designated risk-reward hole — typically a par 5 — at each tournament.

With two tournaments left in the challenge, no one can catch her.

The $1 million bonus should come in handy for the 39-year-old O'Toole, who has one career LPGA win and whose most lucrative season was in 2024 when she won just over $629,000. Her career earnings from a 15-year career are $4,706,355.

“A year after going back to Q-Series to earn her card, Ryann finished on top while playing a limited schedule, all while navigating her pregnancy and supporting her brother in his recovery from a severe accident. That’s really special golf," LPGA Commissioner Craig Kessler said.

O'Toole improved her ranking in par-5 scoring from 125th on the LPGA in 2025 to 11th this year, helped by a career-best 270.6 average in driving distance.

“Ryann’s performance shows what better decision making looks like: understanding the risk, recognizing the opportunity and having the confidence to act when it matters most,” said Anne Corona, Aon's CEO of North America. "We are proud to celebrate her as the newest Aon Risk Reward Challenge champion, and we wish Ryann and her partner, Gina, all the best as they prepare to welcome their first child.”